Wealth Builders Group, LLC Investment Philosophy.
How Wealth Builders Group, LLC. create clients' portfolios.
Our Investment philosophy:
Each year, investors pay billions of dollars to financial advisors and fund companies who claim they can achieve superior returns. This claim is unjustified. Very few advisors have the skills needed to beat the markets, and those few people cannot be identified in advance.
Every academic study on the subject points to one clear message; in aggregate, the more you pay to invest, the lower your returns will be. Our clients do not participate in the massive wealth transfer from Main Street to Wall Street.
Our clients earn their fair share of market returns by holding a select basket of low-cost index funds and exchange-traded funds (ETFs) that match market performance. There is no question this is the best method; the question is, how do you do it?
For an annual fee, we will design, implement and maintain a low-cost, passively managed portfolio that is appropriate for your needs. Based on your imput, risk tolerance levels, 5-10-15 and 25 year goals, your portfolio can be "rebalanced" quartorly, semi-annually or once a year to best fit your needs.
Our services are economical, efficient and practical. 
Active management embraces the idea that a person can achieve superior returns over market indexes. In contrast, passive management is all about achieving, as close as possible, the returns of the financial markets. Passive investors understand that market returns are good returns.
The human desire to beat the market is a powerful force. Investors will spend a considerable amount of time and money searching for superior returns. That search is promoted by a multi-billion dollar Wall Street marketing campaign that employs an army of talented salespeople. Very few mutual funds and investment advisors are able to achieve superior performance with enough consistency to make it worth the effort.
After paying mutual fund fees, advisor fees, broker commissions and other related investment costs, an investor's return typically falls below the market by the amount they spent to beat it.